We offer the following loan programs:
FHA:
This is a government loan that requires a minimum down payment of 3.5% and this loan
is reasonably priced. This allows more families to enjoy home ownership.
VA: This loan is for Veterans. They do not require any form of down payment once they are
eligible and no monthly mortgage insurance.
Conventional :
This is a loan that is not guaranteed by the government and conforms to loan
limits set by Freddie Mac and Fannie Mae. Loan limits changes from time to time and you can
get fixed or adjustable rate on this type of loan.
USDA:
This is another government backed loan program that requires no down payment for
rural development.
Refinancing:
This is when you refinance out of your current mortgage to change the terms of
your loan either for lower down payment or to pay your loan off sooner.
Cash Out:
This is when you access the equity you have built up over time in your home.
Down Payment Assistance Program:
We offer down payment assistance program to help low to
medium income families who may need help with their down payment. Income restrictions apply.